Timelines vary based on credit history and bureau responses. Some clients see changes within 30–90 days, while more complex cases may take 6 months or longer. We track progress throughout the process and keep you informed.

No. Ethical credit repair focuses on disputing inaccurate or unverifiable information. Results vary based on what is verified by the bureaus. We cannot guarantee specific deletions or score increases, but we maximize your potential.

Disputing itself does not lower your score. Credit inquiries from disputes are handled differently by scoring models. In fact, removing inaccuracies often leads to score improvements.

Yes, we provide comprehensive guidance and structured plans for building business credit. This includes setup, vendor relationships, and credit profile optimization for funding readiness.

Yes, you can dispute on your own directly with the bureaus. However, our expertise helps optimize the process, improve dispute language, and track responses more efficiently. Many clients choose our service for convenience and expertise.

Collections can be addressed through disputes if they contain inaccuracies, or through negotiation strategies. We evaluate each case individually and provide options for handling collections accounts.

We offer flexible pricing based on your specific credit profile and service needs. A free consultation helps us understand your situation and provide accurate pricing. Options range from one-time credit audits to ongoing repair programs.